Commercial Programs
Our variety of commercial acquisition and refinancing products allows us to find the solution that best fits your needs. Whether you need short-term or long-term commercial financing, SmartLoanLender.com can help you structure a loan with terms that meet your specific requirements.
In addition to traditional permanent financing, we also offer:
Bridge Loans When conventional financing doesn’t fully meet your needs, a bridge loan may be the answer to your problems. A bridge loan can help you take advantage of commercial opportunity that you otherwise may not have been able to do due to time constraints. A bridge loan can provide the flexibility and speed you require to act fast. Bridge loans can be structured as short-term, interest-only loans with a possible exit into permanent financing.
Mezzanine Loans If a first mortgage falls short and your current commercial lender won’t allow subordinate financing, it may be time to step up to a mezzanine loan. This type of loan construction financing makes ambitious projects bankable. With LTV’s as high as 80%, why take on a partner?
Land Loans When banks won’t lend on land loans, NFF can bridge the gap. With LTV’s as high as 50%, our loans have the speed and flexibility you need to act fast on a break.
International Loan International loans are overseas underwritten loans ranging in size from $10 million to $100 million or more. ($5 million in Canada and Mexico), These loans can be backed by $US dollars, DM, EURO, GBP, JPY, and others types of hard currency, income-producing properties as well as non-income real estate assets of defined value, and financial securities held in most countries located in the Western world.
Loan amounts typically range from 50% to 70% of the properties’ values supported by strong cash flow and/or credit tenants, with interest only loan terms of 1 to 5 years.
SmartLoanLender.com has commercial funding for:
· Apartment buildings · New construction · Multi-tenant offices · Medical offices · Office over retail · Community enclosed malls · Un-anchored retail strip malls · Anchored retail strip malls · Outlet malls · Light manufacturing plants · Metal warehouses · Mini-storage · High rise apartments · Low to moderate income apartments · Limited to no care elderly units · Independent restaurants · Independent motels and hotels · Day care centers · Auto Service · Schools · Hospitals | · Owner-occupied offices · Condominium offices · Regional enclosed mall · Free-standing retail units · Heavy manufacturing plants · Warehouse/Distribution centers · Garden Apartments · Furnished Apartments · Student Apartments · Nursing Homes · National chain restaurants · National chain motels and hotels · Mobile home parks · Parking garages · Churches · Health clubs · Marinas · Raw Land w-w/o devel. plans · Golf courses · Mixed use · Single tenant offices |
SmartLoanLender.com’s Commercial Division offers conforming & non-conforming loans which include:
Adjustable rate loans · 6-months LIBOR · 3/1years fixed rate base T-Bill Index · 5/1years fixed rate base T-Bill Index · 7/1years fixed rate base T-Bill Index · 10/1years fixed rate base T-Bill Index Fixed rate loans · 10, 15, 20, and 30-year terms
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